Social Security Estimator

Understand how Social Security benefits will contribute to your retirement income and plan more effectively for your financial future.

Estimate Your Benefits
Enter your information to get an estimate of your Social Security benefits

62: Early retirement (reduced benefits)
67: Full retirement age for those born after 1960
70: Maximum benefit (delayed retirement credits)

Enter your information and click "Calculate Estimate" to see your projected Social Security benefits.

When to Claim

You can claim Social Security as early as age 62, but your benefit will be reduced. Waiting until full retirement age (67 for most people) provides full benefits. Delaying until age 70 increases your benefit even more.

Maximizing Benefits

To maximize your Social Security benefit, consider working at least 35 years, maximizing your earnings during your working years, and carefully timing when you claim benefits.

Beyond Social Security

Social Security is just one pillar of retirement income. Consider IRAs, 401(k)s, and other investments to build a complete retirement plan that meets your needs.

Get Expert Advice on Social Security

Our financial advisors can help you understand the best strategy for claiming Social Security benefits as part of your overall retirement plan.